Life is a journey with dream

I am astonished to find that Singapore stock market keep rising from the beginning of Jan 2013. Even though an amateur like me still do not know what is the reason behind, it sounds to be a good news to me. Probably it is the normal annual cycle whereby stock market will go down in year end and rise again on the beginning of subsequent year. Lately, I am monitoring a few stocks as follow:- Singapore Exchange  (good to be rising) Genting Singapore  (good to be rising) Neptune Orient Lines  (still not rising) Raffles Education (is it a good time to buy?) Any expert want to share more on Singapore Stock Market 2013?

Have been searching high and low in Singapore to rent a safe deposit box but to no avail. Some of the bank said all their safe deposit boxes are full and the waiting list is pretty long; some of the bank said they no longer have this service; one of them said I need to sign-up for fixed deposit of S$20K before I can rent it. I tried to check on private safe deposit box service and small space rental, the price is far too much higher as compared to the rate offered by the bank. When I am about to lost hope, finally I found "Bank if China" in Raffles Place. I am required to open a saving account with them and maintain minimum of S$1500 in the account to avoid monthly fall below fee. Although I am unable to visit the bank on weekdays as their opening hours fall within my working hour and I am not working nearby, the good news is the bank is open on every Saturday 9am to 11:30am.

S$37.95 for 2. (Price on discount taken from NTUC Fairprice) Calculation in RM:- 37.95 / 2 X 3 = RM56.93 each RM29.99  each. (Price on discount taken from Tesco in KSL, Johor Bahru) The quality for both are good, material is soft and comfortable. Besides, it can absorb more urine compared to other cheaper brand, reduce the hassle of keep changing diaper or cleaning up the overflow.   The drawback to buy from JB is it is not easy to carry back if you travel by MRT/bus since it is quite heavy.

T oday, I went to a small coffee shop which need to share table with someone else most of the time for breakfast. Actually eating and drinking (I mean coffee/tea not beer) at coffee shop is what I like to do. I overhead an conversation within an uncle and another auntie with a baby who is her grandchild. This auntie is telling the uncle that children nowadays are very hyperactive resulting it is too tired to handle more kids. Kids in the older generation are less hyperactive and more obedient, it is pretty easy for taking care more kids at the same time. I remembered my parents able to take care 3 of us in the past. Of course 3 of us are quite easy to be taken care of. When I check with my parents if they are able to take care of my 2 young children, they said they are not able to handle 2 at the same time. I confess that my children are more difficult to handle compared to me and my siblings. So, the ratio became 2 super persons can only handle 1 young kid at a time.  Nonetheless

S everal years ago, I wanted to learn how to trade Forex in order to supplement my day job salary. This is due to I was drawing low day job salary. I do not know how to trade/invest in other stock markets apart from SGX. As a result, Forex should be what I am looking for since I can do it at night or in the wee hours. So, I started to read some Forex books and google to learn about it. Alamak, it is so technical and "Chim"! Since I am not from Business background and being less smart person, I literally don't understand. Subsequently, I came across this advertisement on Forex seminar. Without hesitation, I attended the free 3 hours preview. In the preview, the speaker is so good at presenting and as a result, manage to convince such a big crowd of people to sign-up for the seminar. The speaker definitely has the professional speaker quality. The price for the 2.5 days course is S$4K. Some of the content in promoting the course as follow:- It is so affordable be

F or those fresh graduate who got their first job in their 20s, have you ever think of how many years can you survive in your profession? For the initial few years, it is quite easy to job-hop and get pay rise. Companies like to recruit young people with 2-3 years of experience.  What will happen 10 years later if you lost your job, for instance retrenchment happen? In general, most of the people will not be able to achieve financial freedom after 10 years of working. Can you still get a similar job that pay not lower than your last drawn? How long can you wait for the next job assuming that at this age, you have young children to support? At this juncture, will you Get similar job that pay lower Find part-time job Became private tutor Became homemaker Find a job that is not your profession and pay lower, for example shop assistant Startup own business Sell things online Drive taxi, uber or bus  Wait Based on my observation, not many people are lucky enough to be